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Conditional Payment Gateways for WooCommerce – Hide Payment Methods by Rules

Conditional Payment Gateways for WooCommerce – Hide Payment Methods by Rules

Description

Conditional Payment Gateways for WooCommerce gives you full control over which payment methods appear at checkout. Create unlimited rules and decide exactly when to hide a gateway — based on cart conditions, shipping destination, customer status, or products in the cart.

No PHP. No hooks. No developer needed.

Works seamlessly with the classic checkout and the WooCommerce Blocks checkout. HPOS compatible. Tested with the latest WordPress and WooCommerce versions.

Why hide payment gateways conditionally?

Not all payment gateways make sense for every order. A few common reasons store owners use this plugin:

  • Reduce transaction fees — hide expensive gateways for low-margin products
  • Prevent fraud — restrict Cash on Delivery for high-value orders
  • Improve checkout UX — fewer irrelevant options means fewer abandoned carts
  • Meet local requirements — show only gateways available in specific countries
  • Coupon restrictions — block gateways incompatible with specific promotions

Free features

  • Cart total – Hide gateways when the order total is above, below, or between values
  • Shipping destination – Hide by shipping country and state/province
  • Coupon applied – Hide when any coupon or a specific coupon code is used
  • User logged in – Hide for guests or for logged-in users
  • Product in cart – Hide when specific products are in the cart
  • Unlimited rules – Create as many rules as your store needs
  • Classic + Blocks checkout – Full support for both checkout types
  • Rule priority and enable/disable – Fine-grained control over rule order
  • Safe mode – Rules only hide gateways, never reveal hidden ones
  • HPOS compatible – Works with WooCommerce High-Performance Order Storage

Upgrade to Pro

The WooCommerce Conditional Payment Gateways Pro plugin unlocks 8 additional condition types for advanced checkout control:

  • Category in cart – Hide when products from selected categories are in the cart
  • Cart subtotal – Hide based on subtotal before shipping and taxes
  • Billing destination – Hide by billing country and state/province
  • Shipping method – Hide when a specific shipping method is selected
  • User role – Hide for selected WordPress user roles (wholesale, subscriber, etc.)
  • Product quantity in cart – Hide based on quantity of specific products
  • Date / time – Hide on selected days and/or within a time window
  • Currency – Hide when the store currency matches selected currencies
  • Debug logging – Log rule evaluation to WooCommerce logs for troubleshooting
  • Priority support – Get help directly from the developer

Upgrade to WooCommerce Conditional Payment Gateways Pro

How it works

  1. Go to WooCommerce Conditional Payments
  2. Click Add rule and choose a condition type (e.g. “Cart total”)
  3. Set which payment gateways to hide when the condition matches
  4. Save and test at checkout — no caching issues, no code changes needed

Example use cases

  • Hide PayPal for orders over $500 — encourage bank transfer for large purchases
  • Hide Cash on Delivery when the cart contains digital products
  • Hide all gateways except Stripe for customers outside your country
  • Show only local payment methods when a specific coupon is applied

Documentation

Full documentation

Screenshots

  • Rules list with priority ordering and enable/disable toggle
  • Condition template picker — choose from 5 free condition types
  • Rule editor with live sidebar preview
  • Settings

Installation

  1. Ensure WooCommerce is installed and active.
  2. Upload the plugin folder to /wp-content/plugins/ or install via Plugins Add New.
  3. Activate the plugin via the Plugins screen.
  4. Go to WooCommerce Conditional Payments to create your first rule.

FAQ

Do I need WooCommerce?

Yes. This plugin requires WooCommerce to be installed and active.

Which condition types are available for free?

The free version includes 5 condition types: cart total, shipping destination, coupon applied, user logged in, and product in cart. You can create unlimited rules. Both classic and Blocks checkout are fully supported.

Does it work with the WooCommerce block checkout?

Yes. The plugin integrates with both the classic checkout and the block-based checkout (Checkout block) via the WooCommerce Store API.

Can I combine multiple conditions in one rule?

Each rule has one condition type (for example, “Coupon applied” or “Cart total”). To combine conditions, create multiple rules — they run in priority order and all matching rules are applied.

Will hiding a gateway affect other plugins that hide gateways?

This plugin uses the standard woocommerce_available_payment_gateways filter. With Safe mode enabled (default), it only hides gateways and never reveals ones that other plugins or WooCommerce itself have already hidden.

Is this compatible with HPOS (High-Performance Order Storage)?

Yes, fully compatible.

Does it work with custom or third-party payment gateways?

Yes. Any gateway registered with WooCommerce will appear in the rule editor and can be hidden conditionally.

Where can I get the Pro version?

You can purchase and download it at WooCommerce Conditional Payment Gateways Pro.

Reviews

There are no reviews for this plugin.

Contributors & Developers

“Conditional Payment Gateways for WooCommerce – Hide Payment Methods by Rules” is open source software. The following people have contributed to this plugin.

Contributors

Changelog

1.0.0

  • Initial release.
  • Condition types: cart total, shipping destination, coupon applied, user logged in, product in cart.
  • Unlimited rules with priority ordering, enable/disable toggle, and safe mode.
  • Classic checkout and WooCommerce Blocks checkout support.
  • HPOS compatible.